Buying a House

All of America seems to be going though a time a fear and waiting when it comes to buying a house. Will the market go down? Will the economy get worse? One thing about a house is, it is one investment that will over your life time, will continue to gain value and be something of service to your life and family while it gains value for you.
The best advice right now is buy something you can afford and will be comfortable in for a minimum of 4 years. Use a fixed rate loan, or at least be educated in the kinds of loans available and feel comfortable that you can make the payments.
Interest rates are on the low end of what they have been over the last 20 years. A fixed rate loan will keep your interest and principal payment the same over the life of your loan. A house is a security, that along with being affordable, can give you peace of mind for the short term and long term investment. Even if the market dips a little more, interest rates are slowly rising and for most people the payment can even be higher on a less expensive home then a higher priced home if the interest rate is higher. Every day there is a good deal out there, and everyday there is a good house that would be a nice place to live. It is a good time to buy.